Invest where you spend
Every week, Spendvest invests a percentage of your spending into stock of the brands you love
Built for people
who want investing to feel simple
Spendvest automatically builds an investment portfolio based on where you spend, working quietly in the background while you live your life.
Automatic investing based on your spending
$15.20
$3.00
Clear overview of where your money goes
Spotify. Target. Delta. Use it. Own it.
* Specific investments described herein do not represent all investment decisions made by Spendvest. The reader should not assume that investment decisions identified and discussed were or will be profitable. Specific investment advice references provided herein are for illustrative purposes only and are not necessarily representative of investments that will be made in the future.
Effortless investing
The app screen shown is for illustrative purposes only and does not reflect actual account performance. All figures, including account values and returns, are hypothetical. All investing involves risk, including the possible loss of principal. Past performance does not guarantee future results. References to specific securities or brands are for illustrative purposes only and are not recommendations.
Connect your account
Securely link your bank or payment method in a few
taps via plaid.
Set your investing rules
Set the percentage of every purchase that’s
automatically invested.
We invest automatically
Your money is invested based on your rules, without
manual actions.
Save and grow your money
Spendvest focuses on long-term growth – so you’re
not just a consumer, you’re an owner.
* Specific investments described herein do not represent all investment decisions made by Spendvest. The reader should not assume that investment decisions identified and discussed were or will be profitable. Specific investment advice references provided herein are for illustrative purposes only and are not necessarily representative of investments that will be made in the future.
Every purchase counts
Shop at a local restaurant or a company that isn’t publicly traded? With Premium, your money is invested in a diversified ETF (Vanguard S&P 500) instead of being skipped. Every purchase builds your portfolio – no exceptions.
From Consumer to Owner
Choose the plan that fits your lifestyle. Start building your portfolio with every purchase, no matter the budget.
Free
- Up to $10/week
- 3 stocks
- Start free
Premium
- Unlimited weekly investing
- All stocks
- ETF fallback for non-public brands
- Start with 2 weeks free premium
All investing involves risk, including the possible loss of principal. Investment amounts refer to maximum weekly allocation limits, not guaranteed returns. The Premium free trial automatically converts to a paid subscription unless canceled before the trial period ends. ETF investments are selected by Spendvest when a direct stock match is unavailable. Advisory services provided by Spendvest Corp., an SEC-registered investment adviser. Brokerage services provided by Alpaca Securities LLC, member FINRA/SIPC. See our disclosures for more details.
Frequently asked
questions
A few things you might be wondering about
Spendvest is an app that automatically invests a percentage of your everyday purchases into the stocks of the brands you shop from. Bought coffee at Starbucks? We invest part of that purchase into Starbucks stock. Simple and straightforward.
You connect your bank account for the funding account, and debit/credit card for the spending account. Then choose a percentage (from 1% to 25%), and every week we automatically invest that portion of your spending into companies where you made purchases. A minimum of $1 will always be invested. You keep living your normal life – we take care of the investing.
These are 100% real stocks. Broken down into fractional shares. You own shares of actual companies like Apple, Amazon, Starbucks. All stocks are held in your personal brokerage account with our partner Alpaca Securities (FINRA/SIPC).
Not at all. If you know how to shop, you can handle Spendvest. No charts, market analysis, or complex decisions. Just live your normal life – we do the rest.
Spendvest has a free plan with up to $10/week in investments across 3 stocks. Premium is $9.99/month or $89.99/year – unlimited investing, all stocks, and ETF fallback so no purchase goes to waste. You can start free and upgrade anytime.
Yes. Your stock is yours. You can sell and withdraw to your bank account at any time with no lock-in period or penalties.
Your existing stock stays safe in your account. Auto-investing switches to the Free plan ($10/week, 3 stocks). You can sell, hold, or withdraw at any time.